4.01pm - Wednesday 5th November 2025 70,354
Charles & Dean are a credit broker, not a lender. Credit subject to status, 18+, T&C's apply. Indemnities may be required.
Farming isn’t just about soil, crops and machinery, it’s a business that needs careful cash flow management, financial planning, and technology investment to thrive.
In this episode, we’re joined by Tom Perkins from Charles & Dean, who walks us through the process of obtaining finance, refinancing machinery to release equity, and how the overdraft industry is changing for farmers. We dive into the realities of managing costs, funding non-standard assets, and even discuss the potential of financing more concrete at P.X. Farms!
Later, George Emms from RTKFnet joins us to explain how RTK technology powers precision farming, from tractor guidance and controlled traffic farming (CTF) to drone mapping and surveying.
We also take a look behind the scenes of P.X. merchandise and reveal the upcoming P.X. calendar
Comment below: What’s your biggest challenge when it comes to financing your farming operation?
For those interested in our new merchandise: https://pxfarms.myshopify.com/
Chapters:
0:00 Intro
1:47 Tom Perkins From Charles and Dean
5:26 The Process of Obtaining Finance
7:20 Funding Non Standard Assets
8:30 The Overdraft Industry Is Changing
12:00 Managing Cash Flow In Agriculture
18:30 Refinancing To Release Equity Out Of Machinery
22:20 Managing Costs To The Business
29:19 Financing More Concrete?
34:30 Behind The Scenes of P.X. Merchandise
36:29 P.X. Calendar
37:33 George Emms From RTKFnet
40:00 Using RTK as Part Of A Modern Farming Business
44:57 Using Drones With RTK For Painting
47:05 RTK and CTF
50:43 Outro
P.X. Farms is proudly supported by:
Hectare - https://www.wearehectare.com
Spaldings - https://spaldings.co.uk
Agrii - https://www.agrii.co.uk
Anglia Farmers - https://af.farm
Charles and Dean - https://www.charlesanddean.com/px-farms
Syngenta - https://www.syngenta.co.uk
Fendt - https://www.fendt.com/uk/
RTKFNet - https://www.rtkf.net
Chavereys - https://chavereys.co.uk
All views expressed in this video are our own and do not reflect those of our sponsors.
Follow us on:
https://www.instagram.com/px_farms/
https://www.tiktok.com/@px_farms
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https://open.spotify.com/show/4AmELtVJYW9JxUiHyeO6ks?si=006712aad9214551
Contact:
Email: media@pxfarms.com
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